These Terms and Conditions govern your use of Tholivarentis's website and financial planning subscription services. By accessing our website or using our services, you agree to be bound by these terms.
Subscription Service: Our subscription service provides monthly financial planning consultations and advice for $50 per month. Subscriptions automatically renew monthly unless cancelled. You may cancel your subscription at any time with 30 days' notice.
Payment Terms: Payment is due monthly in advance and is non-refundable except as required by South African consumer protection laws.
Service Limitations: We provide financial planning advice and information, but this does not constitute a guarantee of investment performance or financial outcomes. You acknowledge that all investments carry risk and past performance does not guarantee future results. You are responsible for making your own financial decisions based on your individual circumstances.
Liability: We maintain professional indemnity insurance and are committed to providing services with reasonable care and skill. Our liability is limited to the amount you have paid for our services in the 12 months preceding any claim.
Governing Law: These terms are governed by South African law and any disputes will be subject to the jurisdiction of South African courts.
Changes to Terms: We reserve the right to modify these terms at any time, with changes taking effect 30 days after notification. Continued use of our services after changes constitutes acceptance of the new terms.
Severability: If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force.
Contact Information: For questions about these terms, contact us at info@tholivarentis.com.
Last updated: June 21, 2025.